Received a sms from Citibank this morning:
Citigold: Enjoy FD promo rates for AUD, NZD, GBP & USD + attractive interest rates on dual currency account.
Read more about Citigold Foreign Currency Promo

Yes, you read it correctly…you can have any photos you want on your credit card…not just the old-fashioned-boring-looking passport sized photo…BUT anything you want…it could be a photo of you and your loved one or it could be a candid shot of yourself…how creative!

Read more about Your Face On Alliance Bank Credit Card

Another online unit trust seller, this time it’s a bank, the first in Malaysia. Unit trust are offered at discounted sales charges of between 0.5 to 2.5%. Unit trust agents should really start looking for an alternative career now…

Visit CIMB Clicks for more info…

It seems that banks are all now promoting their personal loan products aggressively. In the last week alone, I have received calls from Alliance Bank, Hong Leong Bank & Standard Chartered Bank all trying to sell me a pre-approved personal loan of RM50,000. To which I always answer “Why do you think I need the money?”. And sometimes, I get approached by the same bank twice in the same week despite my firm rejection. I really hope banks can stop all these irritating cold callings one day.

Read more about EON Bank Personal Loan

Citibank is now promoting their 1 month foreign currency time deposit to their Citigold customers offering the following rates:

GBP - 6.30%p.a.
AUD - 8.00%p.a.
NZD - 10.50%p.a.

Read more about Citigold Foreign Currency Time Deposit